We often use to hear that money doesn’t come easily, it doesn’t grow on tree. But actually, if you look around, you definitely will feel that money grows in tree, if you choose the right seed. You can see the people having enormous wealth generated in their life-time, only because they have chosen the right seeds and nurture it with tremendous care, attention for a certain period of time and it became their Money plant to take care of them for life-time.

First thing, The mental belief is very essential that money can be yours too, only if you have the interest, knowledge and you have contributed your time to grow it.

Second important thing is to come up with a Habit from being a consumer to investor. Invest or spend on a healthy and appreciative assets leads to financial independency. Rather buying a costly Mobile, which will be depreciated, invest in t owning a Stock from same company. Rather buying an expensive car, go for medium range car, which can solve the purpose and invest on the Car-company buying their Stock. Rather spending every weekend in burger or pizza, invest in their company. Rather just enjoying movies in multiplexer, owning their Stock. Rather just consume the content on social media, create your own which can be your assets to grow your business or network.

Once you are ready with the mentality and habit, now time for Savings. This can be done two ways, increase your earning or decrease your spending. To increase your earning, you have to offer better product and service to the market than before. Don’t forget you have e to be either a product or a service to market, not just the consumer. So take care of yourself properly as an assets and decrease your spendings, which is to cut all the wants and only proceed with needs only.

And now, the last part of Money Plant, Investment. Once you have little bit of savings, start learning and doing the investment in SIP (systematic investment plan). It can be started from Fixed deposit to a bank, PF account or bonds from Life-insurance company for generate your wealth and slowly you can make a move to stocks, bonds and mutual funds. Precious Metal like Gold and Silver also can be your assets to invest, which are much stable investment. You can do physical gold, silver or buying paper-metal from authorised platform. Real-state is a great investment option. However it needs more capital as well as it is bit illiquid than other assets explained so far. Instead you can always go for REIT (Real-State Investment Trust) which is an alternative options for real-state investment in less capital and enjoy the dividend quarterly. Finally, If you trust your idea and potential, investment in your own company or yourself will be always have a great return

So, believe on your potential, generate healthy money-concern habit, save and lastly invest. You can be the witness of your own money plant growing soon.